Yin Maythu

Independent Product Manager | Product Owner


I work with fintech and B2B SaaS teams as a Independent Product Manager, focused on improving and owning critical product flows that impact conversion, user experience, and delivery.My focus is not just strategy - it is execution, clarity, and delivery between product and engineering.

For Teams who:

Need a product manager now, not in 3 months after a hiring cycle

Are navigating a product ownership gap or moving fast into new markets

Want execution without the overhead of a full-time hire

Fintech • Payments • Open Banking • APIs • SaaS • Regulated products

About

Product manager and builder. I have shipped products used by 1M+ payment users.- ex-Mastercard as Lead Product Manager
- 7+ years in fintech and API-driven product environments
- Led Open Banking product rollouts across 7 EU markets
- Experience across PSD2, payments, authentication, and regulated systems
- Hands-on with APIs, testing tools, and engineering collaboration

Domain Expertise

  • Fintech • Payments • Open Banking • APIs • SaaS • Regulated products

Technical Expertise

  • APIs & Integrations: • Postman • REST APIs • Swagger

  • Product Delivery: • Jira • Azure • Notion • Agile workflows

  • Data & Analytics: • SQL • Splunk • Mixpanel

What I offer

I operate inside the product, not alongside it. I work directly with engineers and stakeholders to ensure product decisions translate into shipped outcomes.Whether you need a one-time product audit, ongoing product support, or a customised project based answer - I have a package for it. All services are scoped, priced upfront, and ready to book.

Product Flow & Conversion Audit

2-3 weeks Sprint

I analyse one critical product flow and identify where users drop off or get stuck.

You choose the focus area:

  • onboarding & activation

  • Payment flows

  • API onboarding flows

  • or please specify if custom

18k DKK + VAT

Fractional Product Manager

2 Days per week

I take responsibility for moving product work forward between product, engineering, and stakeholders.

What I own:

  • backlog ownership & prioritisation

  • sprint planning & execution support

  • product requirements & delivery alignment

  • cross-functional coordination

45k DKK + VAT

On-Demand Product Support

For fintech, platform products, and API-driven products where delivery is complex and cross-functional alignment is critical.

Focus areas:

  • Open Banking & PSD2 products

  • payment flows & onboarding journeys

  • multi-market product rollouts

  • API product delivery with engineering teams

Custom Duration & Price

*My hourly rate ranges 750-1000 DKK depending on scope, duration and complexity of project.

*Prices are subject to change. Service orders are invoiced monthly according to Danish Law.

Professional Experiences

Mastercard (Open Finance Division) | Copenhagen, Denmark

Lead Product Manager | Oct 2025 - April 2026

  • Led Product Ownership across 7 European markets with formal line management of 2 Product Owners (performance + delivery accountability)

  • Owned and prioritized product backlog across payment initiatives in a regulated financial environment (SEPA/PSD2 context)

  • Led digital transformation initiative improving decision velocity and operational efficiency by 20%

Senior Product Manager | Feb 2023 - Oct 2025

  • Owned product backlog for multi-market payment rail initiatives (SEPA, PSD2), coordinating delivery across 7 engineering squads and compliance teams in a regulated banking environment

  • Collaborated with UX teams on open banking user journeys, including Strong Customer Authentication (SCA) flow optimisation to reduce friction in payment authentication

  • Delivered bill payment solution with telecom partner in Lithuania, achieving 300K monthly transactions and 89% conversion rate

Coinify ApS | Copenhagen, Denmark

Senior Product Operations Specialist | Nov 2021 – Jan 2023

  • Managed financial operations and liquidity flows for crypto-fiat payment infrastructure, ensuring real-time accuracy and data integrity across systems

  • Supported finance and accounting reporting processes, maintaining operational and financial data quality across platforms

  • Improved internal operational processes by streamlining procedures and documentation, increasing clarity and execution efficiency across Finance and Operations

Product Operations Specialist | Jun 2021 – Nov 2021

  • Built and maintained SQL-based dashboards tracking financial performance, directly supporting C-level decision-making and strategic roadmap prioritization

  • Supported launch of new payment gateway integration across banking, liquidity provider, and compliance stakeholders

Booking.com | Yangon, Myanmar

Account Executive | Jan 2017 – Jul 2019

  • Increased total portfolio revenue by 20% YoY through strategic client acquisition and upselling

  • Consulted data-driven pricing solutions to partners using Tableau and Excel analytics

  • Nominated as Regional Internal Communication Expert, recognized for cross-functional impact

Ready to ship better product?Let's work together.

I am based in Copenhagen, Denmark.Call me only if it is urgent, otherwise I prefer written communication.
Thank you for understanding.
Phone: +45 52602621
Email: [email protected]